Start the Mortgage Process
Whether you’re buying a new home or want to refinance your existing mortgage from another lender, Diamond Lakes FCU has a home loan program to fit your lifestyle and budget!
We’ll be with you and your family every step of the way to your dream home!
- Fast, friendly service and local decision-making
- Incredible low rates for purchase or refinance
- 15 - 30 year conventional mortgage loans with the option to keep your loan with a local lender and competitive rates with secondary market lenders
- Mobile home and land financing
- First-time homebuyer education courses
- Minimum Credit Score 620 (credit counseling available)
- Down payment assistance is available for qualified borrowers through our Prosperity Plus Grant Program*
Refinance and Save
Ask our loan advisors how you could lower your payment, get cash from your equity, or even pay off your home sooner!
*Grant cannot be used with FHA, VA or rural development mortgage loans. Borrower(s) must qualify for Desktop Underwriting or under the Diamond Lakes manual underwriting standards. 45%-50% debt-to-income is allowed in some circumstances. Secured mortgage debt-to-income is not to exceed 2.5 times the annual income. Secured debt ratio is not to exceed 75% of annual income. Unsecured debt to income is not to exceed 15% of annual income.
TruStage™ Home Insurance Program Exclusively for credit union members, the TruStage Home Insurance Program provides affordable top-quality protection for your home. This valuable coverage can help you protect your family's home and personal belongings. You'll also have access to outstanding online and 24/7 claim services.
Get your free quote today or call 1-855-483-2149.
TruStage™ Home Insurance program
is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.