Saving Rates effective October, 2026 - subject to change without notice.
| ACCOUNT |
RATE |
APY |
MINIMUM TO OPEN |
MINIMUM TO EARN DIVIDEND |
| Share Savings |
0.05% |
0.05% |
$5 |
$100 |
| Christmas Club |
0.05% |
0.05% |
$5 |
$100 |
| Youth Account |
0.05% |
0.05% |
$5 |
$25 |
| IRA Share (ROTH & Traditional) |
0.10% |
0.10% |
$5 |
$100 |
| The Good Life Checking |
0.10% |
0.10% |
$25 |
$1,000 |
| 6-Month CD |
1.30% |
1.31% |
$500 |
$500 |
| 9-Month CD |
3.45% |
3.50% |
$500 |
$500 |
| 12 Month CD |
1.40% |
1.41% |
$500 |
$500 |
| 18 Month CD |
3.70% |
3.75% |
$500 |
$500 |
| 24 Month CD |
4.09% |
4.15% |
$500 |
$500 |
| 30 Month CD |
1.50% |
1.51% |
$500 |
$500 |
| 36 Month CD |
1.20% |
1.21% |
$500 |
$500 |
| 48 Month CD |
1.00% |
1.00% |
$500 |
$500 |
Share savings, club accounts, and IRA share savings rates are paid quarterly. Certificate rates are subject to change weekly. Minimum to open a share certificate is $500 and early withdrawal penalties may apply. See a credit union employee for additional fees and terms that may apply.
Loan Rates effective July 1, 2026.
| LOAN TYPE |
APR |
| Auto Loan |
as low as 4.35% |
| Unsecured Loan |
as low as 10.70% |
| Visa Credit Card |
as low as 9.95% |
| Secured Visa Credit Card |
9.95% |
| Share and Certificate Secured |
3% above rate paid on shares or certificate |
| Credit Builder |
13.70% |
